Showing posts with label deciding. Show all posts
Showing posts with label deciding. Show all posts

Sunday, 6 October 2013

5 major questions for you before you buy that car. have you answered them?

     Welcome reader, this week we shall look at major questions for you before you buy that new car. I hope you learn something.
      Purchasing a car is most people's second biggest lifetime dream after house ownership. That is why it's very important to ask and answer questions before buying a car especially if you will need an auto loan or credit from the dealership.
     There are different reasons why people buy cars. Answer the following 5 top questions to ask  yourself before you purchase a new vehicle and you will discover what your reasons are.
  1  WHAT ARE THE FEATURES THAT ARE IMPORTANT TO ME?: Figuring out how the new car is going to work in your day to day life is important so you might want to answer the following questions.
  • Will I use the vehicle for only transportation? if not what else will I be using it for?
  • What requirements do I need in terms of space and accommodations for others in the vehicle?
  • For how long am I in the car on a daily basis? These are the kind of questions that show you what's really important to you in your next vehicle.
  2  HOW DOES IT FIT IN MY BUDGET?: The automobiles market has a lot of cars to pick from that fit all kinds of budgets. New cars will naturally be more expensive than pre-owned vehicles. This makes it easy fro those with limited budgets to decide what way to go. A good rule of thumb fro an estimated monthly payment on a car is to figure 4% interest on any loan or credit you want to take.
  3  WILL I RECEIVE INCENTIVES?: Manufacturers typically make rebates and incentives available to customers to entice them to buy new cars. The rebates can be just hundreds or a few thousands depending on the type of vehicle you are buying. Always take a look at special financing offers because their special interest rates sometimes saves you more than a rebate in the long run.
  4  IS PRE-OWNED NOT A BETTER OPTION?: If you find yourself in the middle trying to decide on a new car, you may want to consider a pre-owned vehicle instead. The benefits of buying a pre-owned vehicle is you can get a similar vehicle to the new one for thousands less in most cases. Or, you can get more features and equipments on a pre-owned  vehicle than you can on a new car that has the same price point.
  5  HOW LONG IS THE CAR'S WARRANTY?: You should always consider asking yourself how long you plan on keeping the vehicle then, find a car with a warranty coverage to match. Most new cars have a warranty of 3 to 10 years depending on the manufacturer. Some manufacturers certify pre-owned vehicles that meet their requirements through dealerships, giving you the same assurance as a new car would.
       These are not the only questions you should answer before making that purchase as there are other questions like, is it safety or what that is most important to you?, do you really require an upgrade in luxury?, how many miles do you drive in a year and so on. I could go on and on with questions you should answer but the 5 I have listed are the major ones only that their answers could go a bit deeper so I will advise you to search deep for yourself and find out what works for you.
       If you have any questions of your own that you think should be answered before buying a new car, you are welcome to drop them in the comments box please, I will appreciate it.
       If you want me to answer these questions in a lot more detail, you are welcome to contact me through the contact form.
       That will be all for this week, till I come your way again next week.

Tuesday, 20 August 2013

own your car in 2 years----2 (tips).

Own your car in 2 years series continues this week as promised. We shall begin from this week to look at tips and strategies one at a time that ensure that you attain total ownership of your car in two years if followed and implemented. We shall be taking one tip/strategy each week from this week onwards. I hope you will stay with me throughout the course of the lessons so that you shall grasp all issues pertaining to car ownership, be it as a commercial vehicle you are driving yourself, as a vehicle you are using as your private car or as a commercial vehicle another driver is driving for you. We shall be looking at;
  • What cars serve what purposes.
  • How do you maintain a car to prolong its life.
  • How do you use a car to get the best out of it so it serves you better.
  • How do you structure a commercial transport business to make sure it is a success.
  • What mistakes should you avoid as a car owner so that your car does not become a burden.
  • The psychology of of owning and maintaining a car that brings out the best in your car and much more.
 By the end of this series you would have become a car expert yourself because this knowledge that I shall be sharing with you shall give you a broad base knowledge of car sales, auto engineering, book keeping and business management because the issue of car ownership most especially as a transport business requires a little knowledge of all these subjects.
 You shall be able to look at car and assess;
  1. How much it can cost.
  2. What level of maintainance it requires before going on to the road.
  3. How much will be needed for its manitainance over time.
  4. How much income it can generate as a business.
  5. How long will the life span of the car be and much more
  6. As a commercial transport vehicle owner, you would have learnt human relations too as you would have learnt how to interview and hire drivers that will drive your commercial transport vehicles and how to relate with them to bring out the best in them.
We shall now look at the tips and strategies, so, our own your car in 2 years tip number one is;   
                     
                                        FIND YOUR MOTIVATION AND DECIDE!
You should find your reason that motivates you to want to own your own car.It is this reason for motivation that makes sure you are persistent especially when things do not seem to go as you planned. A very good way to find reasons for motivation is to list out the problems and disadvantages of not owning a car to you. Think of those things not owning a car is causing you that you do not like, that you do not want. List them out, write them down. Declare you do not accept the condition not owning a car has put you in. After listing the disadvantages, you should now list their opposites, that gives you the advantages and comfort that come with owning a car. Think of all the advantages of owning your own car, that car you have always liked. Think of all the things you will do if you owned that car of your dreams and these shall be reasons that will motivate you.
As a driver that wants to own your own commercial vehicle, you can think of the frustrations of having to take orders from your vehicle owner, you can think of the sadness of sometimes not having enough left over for you and your family when you must have paid your vehicle owner his weekly balance,then, now think of what it would be like if you owned the car and did not have to go through all that frustration and sadness and let that or any other positive thought motivate you.
As a civil servant or corporate employee that wants to own a car for private use, you can think of problems and frustrations associated with commercial taxis like being squeezed when  taxis are fully loaded or getting  to work late because commercial vehicles keep on stopping at intervals either to drop or pick passengers. On the flip side think of the opposite of these, you with your seat belt drawn and all the space in the car, or you leaving home at a particular time, not in a hurry because you know you are driving straight to work and you know how many minutes you need to reach the office and so on. Let the thoughts of the advantages and comfort motivate you.
As a commercial transport vehicle owner, you can think of the things you do not want like may be the income from your regular job not being enough or the returns from your other businesses not being enough to pay your childrens school fees and so on. Now on the flip side, think of how owning a commercial transport vehicle will solve all these problems  and more for you. Think of what it would be like to always collect your weekly returns from your driver every week and may be still have some left to take to the bank and let that motivate you.
After you have been adequately motivated, it is now time to really decide that you WILL own your own car. When I say decide I mean that you should not only decide that you want a car, you can get a car, you might own a car or you should own a car e. t. c. The kind of deciding that I mean is the one that gives you confidence, makes you certain, keeps your mind at rest because you know from deep down that you WILL get to own that car of your dreams. When you have really decided, do not worry yourself about the HOW. Once you have a strong enough WHY and you have really decided, nature begins to move for you too in setting in motion the machinery, enviroment  and factors that will ensure that you really get to own your car in 2 years. Till next week.