5 major questions for you before you buy that car. have you answered them?

     Welcome reader, this week we shall look at major questions for you before you buy that new car. I hope you learn something.
      Purchasing a car is most people's second biggest lifetime dream after house ownership. That is why it's very important to ask and answer questions before buying a car especially if you will need an auto loan or credit from the dealership.
     There are different reasons why people buy cars. Answer the following 5 top questions to ask  yourself before you purchase a new vehicle and you will discover what your reasons are.
  1  WHAT ARE THE FEATURES THAT ARE IMPORTANT TO ME?: Figuring out how the new car is going to work in your day to day life is important so you might want to answer the following questions.

• Will I use the vehicle for only transportation? if not what else will I be using it for?
• What requirements do I need in terms of space and accommodations for others in the vehicle?
• For how long am I in the car on a daily basis? These are the kind of questions that show you what's really important to you in your next vehicle.

  2  HOW DOES IT FIT IN MY BUDGET?: The automobiles market has a lot of cars to pick from that fit all kinds of budgets. New cars will naturally be more expensive than pre-owned vehicles. This makes it easy fro those with limited budgets to decide what way to go. A good rule of thumb fro an estimated monthly payment on a car is to figure 4% interest on any loan or credit you want to take.
  3  WILL I RECEIVE INCENTIVES?: Manufacturers typically make rebates and incentives available to customers to entice them to buy new cars. The rebates can be just hundreds or a few thousands depending on the type of vehicle you are buying. Always take a look at special financing offers because their special interest rates sometimes saves you more than a rebate in the long run.
  4  IS PRE-OWNED NOT A BETTER OPTION?: If you find yourself in the middle trying to decide on a new car, you may want to consider a pre-owned vehicle instead. The benefits of buying a pre-owned vehicle is you can get a similar vehicle to the new one for thousands less in most cases. Or, you can get more features and equipments on a pre-owned  vehicle than you can on a new car that has the same price point.
  5  HOW LONG IS THE CAR'S WARRANTY?: You should always consider asking yourself how long you plan on keeping the vehicle then, find a car with a warranty coverage to match. Most new cars have a warranty of 3 to 10 years depending on the manufacturer. Some manufacturers certify pre-owned vehicles that meet their requirements through dealerships, giving you the same assurance as a new car would.
       These are not the only questions you should answer before making that purchase as there are other questions like, is it safety or what that is most important to you?, do you really require an upgrade in luxury?, how many miles do you drive in a year and so on. I could go on and on with questions you should answer but the 5 I have listed are the major ones only that their answers could go a bit deeper so I will advise you to search deep for yourself and find out what works for you.
       If you have any questions of your own that you think should be answered before buying a new car, you are welcome to drop them in the comments box please, I will appreciate it.
       If you want me to answer these questions in a lot more detail, you are welcome to contact me through the contact form.
       That will be all for this week, till I come your way again next week.

Own your car in 2 years----3 (tips).

   Own your car in 2 years series continues again this week as promised. Last week we took the first tip/strategy which says that you should find your motivation and really decide. If you were with me last week and you read that post, I believe you would have gotten motivated and really decided because eventhough I did not treat the topic of motivation and decision exhaustively (those are full topics of discussion each on their own and will have to wait till another day.)  I gave us an insight into it and a few examples of how you can go about getting motivated and really deciding.
    If you have really read that post and practiced the tips/strategies I gave in it, I believe you are now supercharged and ready to go and you are also eager to learn what the next tip/strategy is. I will not disappoint you because that is the essence of this blog in the first place, to give you all the tips/strategies that make it possible. Before I give you the next tip/strategy, I will advice that you go back to our first one and re read it to refresh your memory and to supercharge and motivate you as being successful requires that you really understand and implement all the tips and strategies I shall be giving you.
    I am saying all these because car ownership and a successful commercial transport business is not magic or some get rich quick scheme(If that is what you want, this blog and articles are not for you). It is a business that requires proper planning, perseverance, patience, diligence and a lot of hard work. If you can persevere and work hard in implementing all(and not some) of the tips and strategies I am sharing with you, then I promise you that you shall come out tops, you will build that commercial transport business and watch it grow beyond your wildest imaginations.
    We should now take the next tip/strategy, so our own your car in 2 years tip number two is;

                                   KNOW THYSELF AND KNOW THY CAUSE.

     Yes! that is exactly what I mean, know yourself in relation to cars. What type of cars appeal to you, what cars are you in love with, what is your risk tolerance level, what can you afford in terms of finance for installmental payments and so on.
     Knowing yourself in relation to cars helps your decision of what car you want to own. Some people like big cars, some like small compact ones, some people like fast cars with very big engine capacity while some do not mind speed and engine capacity, some people like cars with a lot of customizations while I will not even advise that for somebody that wants a car for commercial transport even if that is what he likes. I am saying this because sometimes the issue of knowing yourself goes beyond what you like to what you need. A person with a family of 9 members will be better off with a space wagon than a 406 saloon car. A person that cannot conveniently change gears will be better off with an automatic car than a manual one and so on.
     So it is really important that you seat down and think through all the factors that will let you know yourself best in relation to your car.
     The next thing is that you should now know what is your cause for wanting to own a car, do you want a car for commercial transport in which case I do not think you will consider owning a Toyota Camry 2013. Do you want to use your car for private purposes in which case I know you will hardly consider a Toyota Hiace bus. Do you want to give your car to a commercial driver to work with, you will need to sit him down
and seek his opinion concernig which car he wants you people to buy.
     I have listed these cases just to give you an idea of how the consideration of the cause of your wanting to own a car can affect the choice you will have to make because for every cause there is an effect.
     Lastly, I now believe that you understand that knowing thyself and thy cause cannot be overstressed when it comes to the issue of car ownership. Understanding your personality and other personal attributes goes a long way in making you go for a car that you know you can persevere for and see the installmental payments through.
     I shall stop here until next week when I shall come your way with another own your car in 2 years tip/strategy. See you then.