own your car in 2 years----6 (last tip)

     Welcome reader, this is the last post in our own your car in 2 years series. We have covered a lot of ground in the last five weeks. We have taken at least one tip/strategy each week. You are by now familiar with the subject of getting to become a car owner in two years. We have looked at the subject from all the three perspectives of a driver that wants to become an owner, a civil servant/corporate employee that wants a car for private use or a business man that intends using a car for commercial transport services.
     This week, in this post, we shall take the last tip and summarize all we have been learning so far. We started in the first week by proving that it is possible to become a car owner by financing the purchase through a two year rent to own program.
     You learned that the first tip is finding your motivation and really deciding that you want to become a car owner within a two year period.
     The second tip you learned was to know yourself in relation to the type of car you intend to own. It was also about having a strong enough why for ownership to help you when things don't go as planned.
     The third tip was about knowing what type of car appealed to you and why. You learned that you needed to research very well before making a choice.
     Tip number four taught you how to plan your course of navigating the not so easy road of paying for a car in installments over a two year period. This is because technically you are not yet a car owner until you have paid in your last installment.
     Now, we are going to take this week's tip/strategy which is the last and concluding one in the series. So our last own your car in 2 years tip/strategy is :
                                                      WORK YOUR PLAN
     When last week I gave us the tip that you should plan your work, I made it clear that whatever category you belonged to, you had to have a plan.
     So when this week I say you should work your plan, I mean you really need to stick to your gun and stick to the plan. You need to give your plan all it will take and all the persistence it will require to see it through.
      If you are a commercial driver aiming to become an owner, your transition is the hardest to make. This is because like I said last week, certain expenditures for maintanance that your owner used to shoulder will now become your responsibility. You will need to take this along in your stride. You will be taking on this responsibility even though your weekly/monthly installments might even be greater than the balance you used to deliver to your former owner because you are on a rent to own program.
      You will have to really work your plan as to sticking to budgets concerning maintanance of car, maintanance of home and family, personal responsibilities e.t.c. Whatever the case may be, I say you should just stick to your plan and make adjustments when necessary.
      As a civil servant/corporate employee that is aiming to use a car for private purposes, remember, it is the same salary you were getting before you decided to buy a car that you will still be getting. And you will have to make provisions for a certain percentage of that salary towards financing your weekly/monthly installments and maintanance.
      You are going to be doing this despite the fact that all your other financial commitments are still the same or might even be rising. You then need to sit down and map out a realistic plan and stick to it.
      If you are the business man that is aiming to create a transport business service, you will need to plan very wide as you have to consider your driver and the routes he is going to be plying in your plans.
      Your plan will be wide because you are making plans for owning a car and a business plan for a business at the same time. Whatever happens, please just be sure you have a plan before you start out and stick to the plan.
       This is all we are taking in our own your car in 2 years series. Next week when I come your way, we shall be looking at things you should know before going out to buy a car. See you then.