own your car in 2 years-----5 (tips)

    Own your car in 2 years series will this week look into the DOING part of getting to own a car in 2 years through a rent to own program. All along what we have been looking at in the past were all the tips/strategies that are concerned with the BEING part. We have tried to define exactly the kind of person you have to BE in order to be able to DO the things you are supposed to DO which is what we shall begin looking at this week, so that you can HAVE the outcome you desire of getting to own a car within a 2 year period.
     If you have stayed with me this far, then, I believe you are psychologically ready, you have found your reason for motivation and you are adequately motivated. I believe you now know yourself and your cause, your personality, your emotions, your risk tolerance level etc in relation to cars.You also know what your WHY is, that is the cause of your striving to become a car owner in two years. This should be your chief personal reason for wanting the transition of becoming a car owner. I also believe that from the above you now know and have made a decision concerning the exact car you desire to own.
     So at this stage that you have made this decisions based on the research and thoughts you have had, you have now gone to the dealership, stated your mission, made your choice and maybe you have even test driven the car, you have negotiated the purchase contract, you have been given your total purchase price and your weekly/monthly installmental payment amount, you have agreed to the terms and contract papers have been signed. The car has been issued and you have driven off the lot and gone home, your family, friends and well wishers have all gathered round the car to appreciate it and maybe say prayers and give you some words of encouragement because they know you have technically not paid for the car eventhough it is parked in your driveway.
      At this moment of reality what should be next? This question is what is going to bring us to our own your car in 2 years tip/strategy number 5 which is:
                                                                  PLAN YOUR WORK.
      If you fail to plan, then you have automatically planned to fail. This saying is just as true for owning a car as it is for any other thing in life. You need to plan how you are going to go about becoming a car owner especially as a commercial transport business.
       If you are a driver that is aiming to become an owner, the first thing you should consider is that certain expenditures for mantainance that your former owner used to shoulder will now become your responsibility. You will need to plan your working hours/days, your route and your work/mantainance roaster because mantainance is also an integral part of car ownership.You will need to calculate how much work you need to do in a day and how much is the amount you need to generate to cover all the expenses that your budget contains. You will need to know what percentage of your income you will budget for each of, instalmentall repayment, vehicle maintanance, home/family upkeep,weekly/bi-weekly servicing of the car, periodic changing of tires, periodic renewal of vehicle particulars, personal savings, incidental savings for the car in case you need to carry out major repairs in the future and savings for re-investment that gives you the opportunity to grow.
      If you are a civil servant/corporate employee, you have to take all the budget percentages we discussed above and consider them in relation to your salary. How much can you spare monthly from your salary, a fact that should have been a major factor in the first place concerning the type of car you have chosen to own. You will need to consider all these and more but the most important thing is to have a plan.
      As a business man planning to own a commercial transport service business, you need to plan the most, because your driver has to be automatically considered in your plans. You have to involve him in certain aspects of your plan because he happens to be the one that shall be working with the vehicle. You also need a system in place that shall measure progress since you are running a business and nobody wants to run a business at a loss more so as you have to be paying instalmentally for the vehicle you are using.
     This is not all there is to planning your work as regards cars but all the points I have made here are supposed to serve as a basic foundation which you can build on. I believe if you do that, then you really can get to own your car in 2 years. That will be all for this week till I come you way again next week.